Every day across Massachusetts, car accidents leave people with painful injuries, mounting medical bills, and uncertainty about what’s next. If you or a loved one has been hurt in a crash caused by someone else’s negligence, you don’t have to face the aftermath alone.
Focused on Recovering Every Dollar You Deserve
At Horrigan & Norman Law, we fight to make sure you’re fully compensated—and not pushed around by the insurance companies.
Why Choose Us for Your Car Accident Case?
- Over 30 years of personal injury experience
- 100+ cases tried to verdict
- Former insurance defense lawyer—we know how they think
- Millions recovered in settlements and verdicts
Attorney Mark S. Horrigan brings a deep understanding of how insurers operate, including the tactics they use to deny or devalue claims. He spent more than a decade defending major insurance companies—and now he uses that knowledge to help accident victims like you.
Attorney Horrigan’s knowledge covers all issues in a car accident case, including case considerations:
- All types of driver negligence, from speeding and other traffic violations to drunk driving and texting behind the wheel
- Accidents involving semi trucks and other large commercial vehicles, which often have devastating consequences and demand proactive, aggressive representation
- On-the-job traffic accidents that may justify both a workers’ compensation claim and a separate claim against the driver who caused the crash
- Car accidents caused by uninsured and underinsured drivers
- Car accidents involving rideshares
What We Handle
We represent clients in all types of car and vehicle-related crashes, including:
- Distracted or reckless drivers
- Drunk or drug-impaired drivers
- Commercial truck and semi accidents
- Rideshare (Uber/Lyft) collisions
- Accidents involving uninsured/underinsured drivers
- On-the-job vehicle accidents (workers’ comp + third-party claims)
If you’re unsure whether you have a case, give us a call. We’ll help you understand your options and what to expect next.
What Compensation Can You Recover?
Depending on your injuries and situation, you may be entitled to compensation for:
- Medical expenses beyond PIP coverage
- Pain and suffering
- Lost income or reduced earning capacity
- Property damage
Key Factors in Massachusetts Car Accident Cases
No-Fault (PIP) Insurance Coverage
Massachusetts drivers are covered by Personal Injury Protection (PIP), which includes:
- Up to $2,000 in medical bills (if you have private health insurance)
- Up to $8,000 in coverage (if you don’t)
- Lost wages up to $6,000
- Total cap of $8,000 between medical + wage loss (if no private insurance)
Act quickly — PIP claims must be submitted as soon as practicable after the accident.
When Can You Sue for Pain and Suffering?
To pursue pain and suffering, you must have:
- At least $2,000 in medical expenses, or
- A fracture, disfigurement, or other serious injury
Do You Have Enough Insurance Coverage?
Massachusetts requires:
- $20,000 per person / $40,000 per accident minimum liability coverage
- Uninsured/Underinsured Motorist Coverage (Coverage U) may apply if the other driver is underinsured
Example:
You suffer $100,000 in damages. The at-fault driver has only $20,000 in coverage. If your policy includes $100,000 in Coverage U, you may be eligible for the remaining $80,000.
What’s the Deadline to File?
You generally have 3 years from the date of the accident to file a personal injury claim in Massachusetts. (Longer if a minor is injured.)
View Massachusetts car insurance requirements
What Clients Are Saying
“Mark Horrigan handled my car accident case with skill and compassion. I never felt alone—he fought for every dollar and made sure I was taken care of.”
— Auto Injury Client, North Shore
Meet Attorney Mark S. Horrigan
Mark S. Horrigan has practiced law since 1983. He’s a graduate of Suffolk University Law School, a member of the Massachusetts Bar, and licensed in U.S. Federal Court. He’s known for his courtroom experience, practical advice, and tenacious representation.
With decades of experience on both sides of personal injury cases, Mark brings confidence and clarity to an often overwhelming time in his clients’ lives.
Let’s Talk About Your Case
You deserve answers, support, and maximum compensation. Let’s start with a free, no-pressure consultation. We serve clients in Lynn, Salem, and across the Greater Boston area.
Call 781-599-7477 or contact us online to schedule your consultation.